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LIFT LENDING – MORTGAGE BROKERS

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About us

Lift Lending provides access to the latest and most comprehensive list of products and services to best meet your financial needs. We specialise and are passionate about helping clients achieve their financial goals whether it be for first home buyers, financing or investment. This means taking the time to understand your short and long term goals with your life aspirations to negotiate the right finance options for your needs from the hundreds that are available. We will support you throughout the process and will work with you long after your loan has settled to make sure you are still getting the best value and most suitable loan for your ever changing lifestyle and goals. We have access to platforms and expertise from various groups including Mortgage Australia Group, AFG and our extensive list of industry specialists. If you want to become mortgage free faster and easier and to discuss or review your loan requirements call on the details below. Start saving today!

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How we can help you?

Via our access to a diverse and comprehensive list of products and services

Working out your needs and requirements should not be rocket science How many times has the thought of trying to get a better structure to your financial requirements seem too overburdening? People often tend to leave this or put it in the ‘too hard basket’.  Whether you are new to the market, trying to simplify or find a better product or rate, we can provide the assistance that better meets the needs of your portfolio. We can provide access to assistance in determining your serviceability and portfolio needs through our extensive brokerage platform we use. By entering in your specific needs into the tools, we can help narrow down the products and rates that best suit your needs. The platforms we use help minimise the amount of rework when applying for different products through different institutions, saving you time.

Do you have a low deposit?

Have you got only a low deposit or are new to the market? – We can help.

Need to work out your overall loan size and see what is available?

How much can you borrow against your assets and find the best product for your needs. – We can help.

Not sure if you can service a new loan?

Not sure if your income can allow you to service the loan for your needs, whether it is a new house or your portfolio of loans? – We can help.

Meet your needs

We strive to find the products and services that best meet your needs – always.

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Our Team

Sandra

Specialist Mortgage Broker / Partner

Peter

Partner

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Testimonials

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Latest News

News from our social media feed

Cover for Sandra & Peter Erdel - Lift Lending Peakhurst
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Sandra & Peter Erdel - Lift Lending Peakhurst

Sandra & Peter Erdel - Lift Lending Peakhurst

www.liftlending.com.au Provides mortgage and lending product support to meet personal and investme

Sandra & Peter Erdel - Lift Lending Peakhurst

18 hours ago

Sandra & Peter Erdel - Lift Lending Peakhurst
Is your loan protected?As a borrower, taking out a loan of any kind can be an overwhelming and complex process.This isn't helped by all the different financial product naming conventions and acronyms that you will undoubtedly encounter.An area that often causes confusion is the difference between lender's mortgage insurance and mortgage protection insurance...So, who is protecting who?To avoid a nasty suprise, please read our single page factsheet - Loan Insurance. www.mortgageaustralia.com.au/email/files/lendersmortgageinsurance.pdf ... See MoreSee Less

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Sandra & Peter Erdel - Lift Lending Peakhurst

2 days ago

Sandra & Peter Erdel - Lift Lending Peakhurst
Moving on from any long term relationship, be it marriage or de facto, can attract a heavy emotional toll, but the financial impact can be far reaching and long lasting.Finances are often left on the backburner as you focus on the emotional health of you and your family. It may also be that this is the first time you have had the sole responsibility for your finances, are overwhelmed and don�t know where to start.The key is to take action early. Click here for some steps to get back on track financially after a separation or divorce. www.mortgageaustralia.com.au/email/files/startingover.pdf ... See MoreSee Less

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Sandra & Peter Erdel - Lift Lending Peakhurst

3 days ago

Sandra & Peter Erdel - Lift Lending Peakhurst
Buying or selling - or even just thinking about it?We may not have met in person yet, but I thought you would appreciate knowing that I'm always quoting and arranging home loans for people across our suburb.If you are even remotely thinking about buying or selling, or you are just not sure what your home is worth and how much you can borrow, why not ask me to help you work it out? That way you will know exactly what you can do...and it doesn't cost anything either!I have access to home loans for just about everyone and every situation so please try me out. It usually only takes a few minutes and the privacy act ensures our conversation is entirely confidential.A cuppa and a chatIt could be as simple as that. ... See MoreSee Less

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Sandra & Peter Erdel - Lift Lending Peakhurst

3 days ago

Sandra & Peter Erdel - Lift Lending Peakhurst
Can you live as One Big Happy Family?More Australian families are moving in with parents or in-laws in a bid to stake their claim in the property market and save everyone a bundle along the way. Multi-generational housing has risen by more than 60 per cent over the past three decades, according to a 2013 report by the University of NSW City Futures Research Centre.With property prices escalating and new land at a premium in most major capital cities, more families are deciding to pool their resources and take up digs together.While not for every family, there are clear benefits to kids, parents and grandparents bunking in, not least of them being big savings.Already more young adults are living at home longer to stave off the increasingly high costs of independent living, save for travel or squirrel away a deposit to buy their own place. And while that arrangement probably suits the adult child more than mum and dad, the concept of multi-generational living tends to have more mutual perks. The oldest generation, for example, might be looking to down-size and make their superannuation go further without compromising their lifestyle, while their children might want to step up to a bigger property in a better location. Together, they are able to meet their financial and lifestyle goals.Advantages:Savings for allOne of the most obvious benefits of families sharing a property is greater buying power. Naturally the property needs to be big enough to cater to a large number of people (and they can be difficult to come by) but once economies of scale kick in, families who combine their funds can usually pick up a higher calibre of property than if they were on their own.Sharing families who can�t find the home they need may choose to build their own or renovate an existing one. Some are opting for a duplex-style arrangement where a wall splits the home in two to create entirely separate living areas with separate entrances. Designed properly, the property can maintain its Residential A zoning without attracting all of the red tape and costs associated with developing a proper duplex. Check with your local council what rules apply for your property.Whether you build or buy, the savings can stack up in terms of loan repayments and rates and utilities, providing there are sound agreements in place for splitting expenses (see tips).Extra careAnother advantage of multigenerational living is built-in childcare, providing it is mutually agreeable. Grandparents are often willing to help out with children, which can help tally up further savings or create greater flexibility for busy working parents. Even if children don�t require fulltime day care, having a grandparent on hand for school pick-ups or extra-curricular activities can help ease stress on the family dynamic. And it may not be just children who require the care. Some families choose to live together to provide emotional or physical support to an aging parent who may be struggling to maintain their independence.Fringe benefitsAlthough probably not top-of-mind for co-located families, there are plenty of incidental benefits when generations reside together:There is someone on hand to care for plants and pets when one family goes away.Senior residents can attract discounts on home insurance and improve security if home most of the time.Old and new skills can be passed between generations � for example, grandkids can teach grandparents about technology, while grandparents might teach grandkids how to cook an old- fashioned favourite.Many families report increased respect and understanding between generations.Tips for multi-generational livingAlthough there are many advantages to multiple generations living under one roof, the arrangement is not without its challenges. Prior planning and plenty of ongoing, respectful discussion are often required to help things run smoothly. Here are some tips on what to consider to help ensure the situation doesn�t get too close for comfort.Discuss what each party expects to get out of the situation so there�s agreement from the outset.Get legal and financial advice and ensure there are agreements in place to avoid any grey areas over who pays for what when establishing the home � buying or building � and for all ongoing expenses, such as groceries and household bills.Be clear about responsibilities so each family member understands what jobs are expected of them.Establish a routine for meals � who cooks, when the family eats and whether everyone eats together.Set up rules for privacy to instil boundaries if needed � grandkids, for example, might be asked to give a grandparent some time out after dinner.Consider whether holidays and outings involve all family members or just some, and try to make plans well in advance so there are no surprises, clashes or confusion.Grandparents should be clear from the get-go about how much they wish to be involved in caring for grandchildren.Make time to discuss how the situation is tracking for everyone involved so any grievances can be aired productively. ... 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Sandra & Peter Erdel - Lift Lending Peakhurst

6 days ago

Sandra & Peter Erdel - Lift Lending Peakhurst
Would you like to improve the environmental efficiency of your home, save money on your energy bills and increase the value of your property? Our team can help arrange low-rate finance for energy efficient products.Our partners offer a fast, simple process and access to funds typically within 48 hours. Don�t delay, get in touch today! ... See MoreSee Less

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Contact

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Disclosure

Credit services provided by Credit Representatives of: Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294

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We are located in Sydney, servicing any clients around Australia

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