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LIFT LENDING – MORTGAGE BROKERS

01

About us

Lift Lending provides access to the latest and most comprehensive list of products and services to best meet your financial needs. We specialise and are passionate about helping clients achieve their financial goals whether it be for first home buyers, financing or investment. This means taking the time to understand your short and long term goals with your life aspirations to negotiate the right finance options for your needs from the hundreds that are available. We will support you throughout the process and will work with you long after your loan has settled to make sure you are still getting the best value and most suitable loan for your ever changing lifestyle and goals. We have access to platforms and expertise from various groups including Mortgage Australia Group, AFG and our extensive list of industry specialists. If you want to become mortgage free faster and easier and to discuss or review your loan requirements call on the details below. Start saving today!

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How we can help you?

Via our access to a diverse and comprehensive list of products and services

Working out your needs and requirements should not be rocket science How many times has the thought of trying to get a better structure to your financial requirements seem too overburdening? People often tend to leave this or put it in the ‘too hard basket’.  Whether you are new to the market, trying to simplify or find a better product or rate, we can provide the assistance that better meets the needs of your portfolio. We can provide access to assistance in determining your serviceability and portfolio needs through our extensive brokerage platform we use. By entering in your specific needs into the tools, we can help narrow down the products and rates that best suit your needs. The platforms we use help minimise the amount of rework when applying for different products through different institutions, saving you time.

Do you have a low deposit?

Have you got only a low deposit or are new to the market? – We can help.

Need to work out your overall loan size and see what is available?

How much can you borrow against your assets and find the best product for your needs. – We can help.

Not sure if you can service a new loan?

Not sure if your income can allow you to service the loan for your needs, whether it is a new house or your portfolio of loans? – We can help.

Meet your needs

We strive to find the products and services that best meet your needs – always.

03

Our Team

Sandra

Specialist Mortgage Broker / Partner

Peter

Partner

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Testimonials

 
 
 
 
  EXCELLENT  
 Google star 1Google star 2Google star 3Google star 4Google star 5 
 Based on 6 reviews 
  
 
 
 
 
 
 
 
  
 
 
 
 Posted on Google Google 
 
 Nathan King profile picture 
 
 
 Nathan King 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Sandra from Lift Lending was amazing and a joy to work with. As a first home buyer, I initially felt completely lost, but Sandra made everything simple, explained all my options, and helped me get a great rate and secure my ideal property. She has a broad range of lenders to choose from and went above and beyond to get professional exemptions that made a real difference. Super friendly and supportive — highly recommend!
  
 
  
 
 
 
 Posted on Google Google 
 
 F C profile picture 
 
 
 F C 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
As an inexperienced home buyer in today's world, Sandra Oeding-Erdel from Lift Lending was the perfect choice for me. Sandra's extensive knowledge and advice in available products quickly provided me relevant options to perfectly suit my needs. Sandra simplified the process by guiding me through each step with clear, consistent, and concise communication. Sandra went above and beyond as my mortgage broker, her accessibility and efficiency second to none regarding the progression of my loan application approval. I highly recommend Sandra Oeding-Erdel from Lift Lending!
  
 
  
 
 
 
 Posted on Google Google 
 
 Kyah Murphy profile picture 
 
 
 Kyah Murphy 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I can’t recommend Sandra Oeding-Erdel from Lift Lending highly enough! As a first home buyer, I had so many questions and didn’t know where to start. Sandra made the whole process simple and stress-free — she explained all my options clearly, gave me a great range of lenders to choose from, and helped me secure a low interest rate with a product perfectly suited to my needs. Her extensive lender panel meant she was also able to access professional exemptions that really made a difference. I’m so grateful for her guidance and support — I wouldn’t hesitate to recommend Sandra at Lift Lending to anyone looking for a knowledgeable and genuinely caring mortgage broker!
  
 
  
 
 
 
 Posted on Google Google 
 
 Daniel Jones profile picture 
 
 
 Daniel Jones 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
**Highly Recommend** Sandra and Peter were absolutely instrumental in helping me land a first home! I strongly recommend their service as a one stop shop for your lending and mortgage needs. I found Sandra and Peter to be informative, personable, and supportive through the application and approval process. If you value clear and consistent communication while traversing through the mortgage application process, I strong recommend Sandra and Peter!
  
 
  
 
 
 
 Posted on Google Google 
 
 Nancy Ghobrial profile picture 
 
 
 Nancy Ghobrial 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Even though I was outside of "standard" bank criteria, Sandra had this amazing tenacity and will, going above and beyond to find a great lending package at very competitive rates. She was incredibly thorough in preempting what information the banks would need which resulted in a relatively quick conditional approval and approval process. Sandra was always very responsive and took the time to answer all my many questions both over the phone and via email. I would have no hesitation in recommending Sandra.
  
 
  
 
 
 
 Posted on Google Google 
 
 Brent Oeding-Erdel profile picture 
 
 
 Brent Oeding-Erdel 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
These guys were amazing in the help. Didn’t know where to start or how to get into the mortgage process, and they helped us beyond belief ! Before we knew it we were able to be buying a house! Really professional, easy to talk to and super helpful! Stoked !

05

Latest News

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www.liftlending.com.au Provides mortgage and lending product support to meet personal and investme

Sandra & Peter Erdel - Lift Lending Peakhurst

19 hours ago

Sandra & Peter Erdel - Lift Lending Peakhurst
Federal and State Governments review their incentive schemes for First Home Buyers with each annual Budget.To find out the latest benefits you are eligible for, visit www.firsthome.gov.au/.If you have any questions or would like some help in obtaining all the benefits you can, I'm here to help. www.firsthome.gov.au/ ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

22 hours ago

Sandra & Peter Erdel - Lift Lending Peakhurst
Discover the best ways to get your first home.Low interest rates, flat property prices and government grants continue to entice plenty of first-time buyers into the home market. While home is where the heart is, savvy first-time buyers are also using their heads. Here are some of the best ways to make your first move. AN APARTMENTIt's generally accepted that, on average, units achieve lower capital growth than houses over the long haul. However, that average tends to over-simplify things and ignore the many lifestyle benefits that can come with a unit in a handy location.Units generally allow first-time buyers into areas they couldn't afford if they were buying a house. The lower capital return is often a trade-off.The right unit, though, can still provide capital growth over time and a solid leg-up to something bigger or better, while owners get the benefit of convenience and low maintenance in the meantime.What to look for:- Within 15km of the CBD.- Walking distance to public transport, cafes and restaurants.- I-nternal laundry.- Lock-up garage.- A complex with a high percentage of other owner occupiers.- Affordable body corporate fees.- City views. - Built-in wardrobes and other storage.What to avoid:- Too many stairs.- Areas with a glut of new apartments for sale.- Over-capitalising on any make-over.- High body corporate fees.- Something to consider:If you decide to trade up to something bigger, you may find your unit becomes an ideal starter for an investment portfolio. THE FIXER-UPPERIf you're set on a certain area but find yourself short on the sale price, consider an older house in need of renovation. With property prices flattening, the opportunities for a quick profit with a lick-and-flick have dwindled. But for first-home owners looking to settle for five or more years, a renovator's delight could still have plenty of upside.Fixer-uppers generally appeal to buyers who plan to do most or some of the work themselves. If you're not handy or don't have time to work on the property, steer clear.A professional building inspection is a must for all properties, but the devil is always in the detail when it comes to older homes. Read the inspection report thoroughly and seek more information and repair quotes if any issues are highlighted.What to look for:- Houses that only need cosmetic work such as a new kitchen, bathroom, paint, floor coverings and landscaping.- Sound electrical and plumbing.- A high aspect (views always add value).- Signs of other renovations in the neighbourhood.- Excellent local infrastructure, such as public transport, or plans for improvements.- Good property drainage.What to avoid:- Asbestos (unless it is a bargaining chip and can be removed easily by an expert).- Structural deterioration.- Damp.- Properties prone to flood.- Something to consider:Look in post-war suburbs with ageing populations, especially if they are near other areas that have already undergone urban renewal. HOUSE AND LAND PACKAGEYour first home doesn't have to be your dream home, but a house and land package could get you close.If you are prepared to be further from the city, the house and land bundle is worth considering. You not only get all the conveniences of a new home, often built to your design, but better energy efficiency than an older home due to new regulations and improved green technology. You may also be able to take advantage of government incentives for new homes, on top of regular first-home buyer grants.The trade-off for all of this is usually distance. If you work in the city, a long commute to the office may soon take the gloss off your new home and neighbourhood. On the other hand, affordable, new developments are opening up in smaller cities, such as Brisbane and Perth, which are not as far flung as the new home and land packages in Sydney.The biggest challenge with new neighbourhoods is infrastructure, especially transport. Talk to the local council about what is planned for the area and when.What to look for:- Infrastructure to support a new suburb, including shops, public transport and schools.- A reputable builder who has built other homes in the area, not another state.- Land that will help set your home apart - a high aspect, city or bush views.- An easy-to-read contract that spells out all inclusions, progress payments, completion date, allowable delays and treatment of unforeseen conditions.- Good drainage.What to avoid:- Flood-prone land - reclaimed industrial sites and land near golf courses and parks are often on flood plains. BUDDY UPMany singles are now finding two heads and wallets are better than one when it comes to their first home. Siblings and friends are buddying up to get a better quality first home than they would solo. Finding the right partner is key, with trust and reliability critical. Contracts now accommodate tenants-in-common with equal and unequal shares in a property. As your local Mortgage Broker, I can then help you structure a loan that reflects each owner's share and repayments. Talk to your local mortgage brokerYour house hunt should start with a visit from a local Mortgage Broker. Brokers work for you, not the lender. Their aim is to find the best home loan for your situation, saving you money over the life of the loan. They can also manage the entire loan process and organise pre-approval so you can start your property search with confidence. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

1 day ago

Sandra & Peter Erdel - Lift Lending Peakhurst
In today�s new car market, we are seeing low rate finance deals being offered by an ever increasing number of car dealers. Rates as low as 0% have been available in recent times.Before you rush out and sign on the dotted line, it�s important to understand what is happening behind the scenes.Click here to download my inside scoop on "Low interest car finance - is it really what it seems?" www.mortgageaustralia.com.au/email/files/lowinterestcarfinance.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

2 days ago

Sandra & Peter Erdel - Lift Lending Peakhurst
This is probably the easiest way to increase cash flow for Property Investors:As a property ages, items within it wear and they depreciate in value.The Australian Taxation Office (ATO) allows property investors to claim a deduction relating to the expenses associated with this wear and tear on the building and its fixtures - known as "depreciation".Depreciation can be claimed by any owner of an income producing property.This deduction essentially reduces the investment property owner's taxable income, thus increasing the cash flow of the property.The property doesn't need to be new, in fact it can be quite old and still may have a lot untapped "cash flow" value, when assessed by a good quantity surveyor.To learn more about reducing the cost of owning an investment property and turning it into a positive cash flow property faster, please read "Increasing Cash Flow for Investors.pdf". www.mortgageaustralia.com.au/email/files/increasingcashflowforinvestors.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

3 days ago

Sandra & Peter Erdel - Lift Lending Peakhurst
Is changing your job going to affect your ability to buy a new home?Approximately half the Australian workforce is considering a job change at any one time.Younger people are the most active in the job market with those under 30 almost twice as likely to change jobs as those aged over 40.But did you know that lenders may not view a new job as positively as you do?If you are thinking of buying a home or investment property, its important to get your timing right when it comes to changing your employment so it doesn't upset your plans.But if you are considering a career change, or have recently changed jobs, by managing things properly you may not need to put your borrowing plans on hold.To avoid problems, please check out this article - "Will the Bank be Impressed with my New Job". www.mortgageaustralia.com.au/email/files/willthebankbeimpressedwithmynewjob.pdf ...

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06

Contact

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Credit services provided by Credit Representatives of: Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294

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