Homepage - LIFT LENDING

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About us

Lift Lending provides access to the latest and most comprehensive list of products and services to best meet your financial needs. We specialise and are passionate about helping clients achieve their financial goals whether it be for first home buyers, financing or investment. This means taking the time to understand your short and long term goals with your life aspirations to negotiate the right finance options for your needs from the hundreds that are available. We will support you throughout the process and will work with you long after your loan has settled to make sure you are still getting the best value and most suitable loan for your ever changing lifestyle and goals. We have access to platforms and expertise from various groups including Mortgage Australia Group, AFG and our extensive list of industry specialists. If you want to become mortgage free faster and easier and to discuss or review your loan requirements call on the details below. Start saving today!

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How we can help you?

Via our access to a diverse and comprehensive list of products and services

Working out your needs and requirements should not be rocket science How many times has the thought of trying to get a better structure to your financial requirements seem too overburdening? People often tend to leave this or put it in the ‘too hard basket’. Whether you are new to the market, trying to simplify or find a better product or rate, we can provide the assistance that better meets the needs of your portfolio. We can provide access to assistance in determining your serviceability and portfolio needs through our extensive brokerage platform we use. By entering in your specific needs into the tools, we can help narrow down the products and rates that best suit your needs. The platforms we use help minimise the amount of rework when applying for different products through different institutions, saving you time.

Do you have a low deposit?

Have you got only a low deposit or are new to the market? – We can help.

Need to work out your overall loan size and see what is available?

How much can you borrow against your assets and find the best product for your needs. – We can help.

Not sure if you can service a new loan?

Not sure if your income can allow you to service the loan for your needs, whether it is a new house or your portfolio of loans? – We can help.

Meet your needs

We strive to find the products and services that best meet your needs – always.

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Our Team

Sandra

Specialist Mortgage Broker / Partner

Peter

Partner

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Testimonials

      EXCELLENT  
   Based on 6 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Nathan King 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sandra from Lift Lending was amazing and a joy to work with. As a first home buyer, I initially felt completely lost, but Sandra made everything simple, explained all my options, and helped me get a great rate and secure my ideal property. She has a broad range of lenders to choose from and went above and beyond to get professional exemptions that made a real difference. Super friendly and supportive — highly recommend!
  
 
      Posted on Google  
   
   F C 
 
 
 
 Trustindex verifies that the original source of the review is Google. As an inexperienced home buyer in today's world, Sandra Oeding-Erdel from Lift Lending was the perfect choice for me. Sandra's extensive knowledge and advice in available products quickly provided me relevant options to perfectly suit my needs. Sandra simplified the process by guiding me through each step with clear, consistent, and concise communication. Sandra went above and beyond as my mortgage broker, her accessibility and efficiency second to none regarding the progression of my loan application approval. I highly recommend Sandra Oeding-Erdel from Lift Lending!
  
 
      Posted on Google  
   
   Kyah Murphy 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t recommend Sandra Oeding-Erdel from Lift Lending highly enough! As a first home buyer, I had so many questions and didn’t know where to start. Sandra made the whole process simple and stress-free — she explained all my options clearly, gave me a great range of lenders to choose from, and helped me secure a low interest rate with a product perfectly suited to my needs. Her extensive lender panel meant she was also able to access professional exemptions that really made a difference. I’m so grateful for her guidance and support — I wouldn’t hesitate to recommend Sandra at Lift Lending to anyone looking for a knowledgeable and genuinely caring mortgage broker!
  
 
      Posted on Google  
   
   Daniel Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. **Highly Recommend** Sandra and Peter were absolutely instrumental in helping me land a first home! I strongly recommend their service as a one stop shop for your lending and mortgage needs. I found Sandra and Peter to be informative, personable, and supportive through the application and approval process. If you value clear and consistent communication while traversing through the mortgage application process, I strong recommend Sandra and Peter!
  
 
      Posted on Google  
   
   Nancy Ghobrial 
 
 
 
 Trustindex verifies that the original source of the review is Google. Even though I was outside of "standard" bank criteria, Sandra had this amazing tenacity and will, going above and beyond to find a great lending package at very competitive rates. She was incredibly thorough in preempting what information the banks would need which resulted in a relatively quick conditional approval and approval process. Sandra was always very responsive and took the time to answer all my many questions both over the phone and via email. I would have no hesitation in recommending Sandra.
  
 
      Posted on Google  
   
   Brent Oeding-Erdel 
 
 
 
 Trustindex verifies that the original source of the review is Google. These guys were amazing in the help. Didn’t know where to start or how to get into the mortgage process, and they helped us beyond belief ! Before we knew it we were able to be buying a house! Really professional, easy to talk to and super helpful! Stoked !

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Latest News

News from our social media feed

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Sandra & Peter Erdel - Lift Lending Peakhurst

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www.liftlending.com.au Provides mortgage and lending product support to meet personal and investme

Sandra & Peter Erdel - Lift Lending Peakhurst

1 day ago

How to avoid getting stuck in the borrower's 'land of confusion':Comparing the true cost of a loan can be a lot more complicated than it seems.Comparison Rates are one way of comparing loans, but it doesn't always provide a complete picture of the total cost of the loan.Make a mistake and you could pay thousands more in interest than you should.To avoid this, have a look at this short guide - "Land of Confusion". www.mortgageaustralia.com.au/email/files/landofconfusion.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

1 day ago

Your Perfect Match - How to find a loan that keeps you warm at night.Do you find that you're usually attracted to the same type of person? We all have a mental image of our perfect mate - some people are even lucky enough to wake up next to that person each day.Just as the dating market can be tricky to navigate, it's easy to miss the signs and find yourself attracted to the wrong home loan.To help you find a loan that loves you unconditionally, here is a quick run-down of the different types available.Basic LoanThe basic home loan usually doesn't have a lot of fees. What you see is what you get. Usually you get a low interest rate, but you don't get much else. If you want some features, and flexibility this might not be the match made in heaven.Introductory Rate loanOtherwise known as a 'Honeymoon loan' this one is a bit like some new relationships. You get a really good deal at the beginning, and everyone is happy. After a year or two the honeymoon is over, and you find out what the loan will really cost you.A good option if you want to keep your repayments down in the beginning - but make sure you investigate the interest rate that you will be charged after the introductory period.Standard Variable rate loanFor those who want to be able to pick and choose their features, the standard variable rate loan could be your perfect mate. You generally get a low interest rate, but the flexibility to select some options that suit your needs.Low-doc LoanA low-doc loan is a good alternative for Self-Employed borrowers who are often unlucky in love when it comes to finding their ideal mortgage.Low-doc loans allow you to use different methods of proving your income. The rules are usually a little less restrictive - but you will pay a much higher rate.On top of this - most lenders require self-employed borrowers to contribute a 20% deposit, and cover all upfront costs such as Stamp Duty and Lenders Mortgage Insurance (LMI). This is a good option for people who don't have any other options.100% home loanAlso known as a 'No-deposit' loan, this one allows you to borrow 100% of the purchase price. Don't be fooled though - this is not a free ride.Most lender still require you to save a 3% deposit to cover the LMI, and you'll also need to make sure that you have enough left over to cover stamp duty, moving costs and conveyancing - and any other associated costs.Sometimes these loans are available, sometimes they are not, it depends on the current lending environment - but it never hurts to ask. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

3 days ago

You're a parent whose grown up kids want to buy their first home. And because you want the best for them, you probably also want to ensure that they get the correct advice before they sign anything.A truer word has never been spoken....and I think the best start for first home buyers is to talk through their options with someone who has done it before as well as someone who is directly involved with the process every day.If you are a parent whose children have grown up, you've probably bought a home before.I'm helping people buy their home every day, it's my job. This means, together, we are well qualified to point your young adults in the right direction when it comes to buying their first home.So, why don't we catch up with your kids and discuss their options together. Between us, we should be able to provide helpful advice and motivation along the way.I provide home loans for just about everyone and every situation so why not try me out? It doesn't usually take long and the privacy act ensures our conversation is entirely confidential.A cuppa and a chat.It could be as simple as that. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

4 days ago

Finally - your survival guide to a joint bank account:It's the one proposal that never appears in romantic movies. It doesn't involve a big diamond, and it won't lead you down a flower-adorned aisle to the tune of 'the wind beneath my wings'. For some, it's an exciting affirmation that the relationship is becoming more serious. For others, it can be a disaster waiting to happen.So 'what's this proposal?' you ask. It goes a little something like this..."Honey, do you want to open a joint bank account?"10 little words that will either melt your heart, or have it beating double time in sheer panic. So how do you avoid joint account disaster? Is it ever a good idea to entwine your finances? Like many other financial decisions, this one is best served with a healthy dose of discussion, and some planning. It's crucial to compare notes early on, and ensure that you're both on the same page when it comes to matters of the wallet.Clear the airOne of the biggest relationship-killers is money. Some people feel that money is a necessary evil, something that comes and goes, pale in comparison to experiences and relationships. Other people see money as a means to achieving freedom and happiness, and have clear financial goals in mind.You might be very compatible in many ways, but it's possible that you have very different attitudes about money. It's important to have some open discussions about your financial situation before you open a joint account.Plan a budgetDiscuss what your joint account will be used for. Many couples have a joint account for the rent and household bills, and they each deposit an agreed portion of their pay. The remainder stays in personal accounts to be used for savings, leisure or personal shopping.It's important that both parties are clear about which expenses can be paid out of the joint account. This will avoid arguments when one party tries to pay the gas bill, only to find that their partner has withdrawn that money for a friend's birthday present.Sharing is caringIt might be a difficult topic, but this is the time to be honest about what you have, what you owe and what you earn. If one partner earns significantly more than the other, you will need to work out whether you both deposit the same amount into the account every month.If one partner has significant debts, it's vital to get this out in the open to avoid problems down the track.With a bit of planning and some candid conversations, your relationship can survive the joint account challenge. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

4 days ago

It's your local Mortgage Broker. Is it time to make sure eveything is as tight as it should be?Sometimes it just makes sense to see if there is a cheaper and better way with your home loan, credit cards, store cards and car loan, in fact any kind of loan really.And if there is a cheaper and better way, it will be different for each of us, which means it probably won't be a case of "one size fits all."Think of it like this. We all experience events that change our lives but most of us don't give a second thought to changing the things that help us to enjoy our lives.So if you've changed your work or your income, got married or unmarried, had some kids, bought a car or furniture, been bewildered by the "credit crunch", simply changed your aspirations or just maxed out your credit card because it was necessary at the time...it's probably worth checking to see if a restructure of your home loan, car loan and credit cards would make life a little easier and more enjoyable.That's where I come in.It doesn't cost anything to find out and usually only takes a few minutes to see if a bit of loan restructuring or debt consolidation would be good for you. The least I can do is point you in the right direction and the privacy act ensures our conversation is entirely confidential.What do you think?Got to be worth a phone call...Alternatively, you could even just fill out this form and fax or email it to me and then I'll get back to you with some ideas. www.mortgageaustralia.com.au/email/files/lifeandfinanceupdate.pdf ...

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Contact

If you would like further information please use the form below

Disclosure

Credit services provided by Credit Representatives of: Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294

Find Us

We are located in Sydney, servicing any clients around Australia

Connect

Sandra: 0417 425 233

Peter: 0419 297 034

LIFT LENDING – MORTGAGE BROKERS

About us

How we can help you?

Our Team

Testimonials

Latest News

Sandra & Peter Erdel - Lift Lending Peakhurst

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