Homepage - LIFT LENDING

01

About us

Lift Lending provides access to the latest and most comprehensive list of products and services to best meet your financial needs. We specialise and are passionate about helping clients achieve their financial goals whether it be for first home buyers, financing or investment. This means taking the time to understand your short and long term goals with your life aspirations to negotiate the right finance options for your needs from the hundreds that are available. We will support you throughout the process and will work with you long after your loan has settled to make sure you are still getting the best value and most suitable loan for your ever changing lifestyle and goals. We have access to platforms and expertise from various groups including Mortgage Australia Group, AFG and our extensive list of industry specialists. If you want to become mortgage free faster and easier and to discuss or review your loan requirements call on the details below. Start saving today!

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How we can help you?

Via our access to a diverse and comprehensive list of products and services

Working out your needs and requirements should not be rocket science How many times has the thought of trying to get a better structure to your financial requirements seem too overburdening? People often tend to leave this or put it in the ‘too hard basket’. Whether you are new to the market, trying to simplify or find a better product or rate, we can provide the assistance that better meets the needs of your portfolio. We can provide access to assistance in determining your serviceability and portfolio needs through our extensive brokerage platform we use. By entering in your specific needs into the tools, we can help narrow down the products and rates that best suit your needs. The platforms we use help minimise the amount of rework when applying for different products through different institutions, saving you time.

Do you have a low deposit?

Have you got only a low deposit or are new to the market? – We can help.

Need to work out your overall loan size and see what is available?

How much can you borrow against your assets and find the best product for your needs. – We can help.

Not sure if you can service a new loan?

Not sure if your income can allow you to service the loan for your needs, whether it is a new house or your portfolio of loans? – We can help.

Meet your needs

We strive to find the products and services that best meet your needs – always.

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Our Team

Sandra

Specialist Mortgage Broker / Partner

Peter

Partner

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Testimonials

      EXCELLENT  
   Based on 6 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Nathan King 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sandra from Lift Lending was amazing and a joy to work with. As a first home buyer, I initially felt completely lost, but Sandra made everything simple, explained all my options, and helped me get a great rate and secure my ideal property. She has a broad range of lenders to choose from and went above and beyond to get professional exemptions that made a real difference. Super friendly and supportive — highly recommend!
  
 
      Posted on Google  
   
   F C 
 
 
 
 Trustindex verifies that the original source of the review is Google. As an inexperienced home buyer in today's world, Sandra Oeding-Erdel from Lift Lending was the perfect choice for me. Sandra's extensive knowledge and advice in available products quickly provided me relevant options to perfectly suit my needs. Sandra simplified the process by guiding me through each step with clear, consistent, and concise communication. Sandra went above and beyond as my mortgage broker, her accessibility and efficiency second to none regarding the progression of my loan application approval. I highly recommend Sandra Oeding-Erdel from Lift Lending!
  
 
      Posted on Google  
   
   Kyah Murphy 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t recommend Sandra Oeding-Erdel from Lift Lending highly enough! As a first home buyer, I had so many questions and didn’t know where to start. Sandra made the whole process simple and stress-free — she explained all my options clearly, gave me a great range of lenders to choose from, and helped me secure a low interest rate with a product perfectly suited to my needs. Her extensive lender panel meant she was also able to access professional exemptions that really made a difference. I’m so grateful for her guidance and support — I wouldn’t hesitate to recommend Sandra at Lift Lending to anyone looking for a knowledgeable and genuinely caring mortgage broker!
  
 
      Posted on Google  
   
   Daniel Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. **Highly Recommend** Sandra and Peter were absolutely instrumental in helping me land a first home! I strongly recommend their service as a one stop shop for your lending and mortgage needs. I found Sandra and Peter to be informative, personable, and supportive through the application and approval process. If you value clear and consistent communication while traversing through the mortgage application process, I strong recommend Sandra and Peter!
  
 
      Posted on Google  
   
   Nancy Ghobrial 
 
 
 
 Trustindex verifies that the original source of the review is Google. Even though I was outside of "standard" bank criteria, Sandra had this amazing tenacity and will, going above and beyond to find a great lending package at very competitive rates. She was incredibly thorough in preempting what information the banks would need which resulted in a relatively quick conditional approval and approval process. Sandra was always very responsive and took the time to answer all my many questions both over the phone and via email. I would have no hesitation in recommending Sandra.
  
 
      Posted on Google  
   
   Brent Oeding-Erdel 
 
 
 
 Trustindex verifies that the original source of the review is Google. These guys were amazing in the help. Didn’t know where to start or how to get into the mortgage process, and they helped us beyond belief ! Before we knew it we were able to be buying a house! Really professional, easy to talk to and super helpful! Stoked !

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Latest News

News from our social media feed

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Sandra & Peter Erdel - Lift Lending Peakhurst

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www.liftlending.com.au Provides mortgage and lending product support to meet personal and investme

Sandra & Peter Erdel - Lift Lending Peakhurst

1 hour ago

If you are planning to buy a new home, possibly selling your current one at the same time, this is the best order to organise things.1) Get a Free Property Valuation from us.You will get a written notice from a professional valuation firm.If you are selling this can come in very handy during negotiations with buyers. It will also guide you in setting a price with the real estate agent who is selling your home (or if you plan to sell it yourself).If you plan to keep your current home and rent it out you will now know its rental value and how much equity you have.Tip: For a quick assessment, a useful tool is to do a �Sold� search on RealEstate.com.au and look at the real price that similar homes around you recently sold for - www.realestate.com.au/sold2) Get your next home loan pre-approved.A pre-approval lasts for 3 months and doesn�t cost you anything or obligate you to that lender. In most cases you can extend that 3 months by later providing updated income evidence.Being pre-approved puts you in the strongest possible buying position. A seller is more likely to accept a lower offer if it comes from a buyer who has their finance ready to go.Also, it ensures you don�t encounter any unexpected problems or delays that could put your new home in jeopardy.Finally it means you can take some time to get the best deal you can, rather than being rushed to meet a �subject to finance� deadline.Personally, even as a Mortgage Broker myself with a good understanding of my borrowing potential, I always get pre-approved as soon as I plan to start house hunting.Tip: To give yourself the best chance of a great home loan, use this checklist: �20 Questions to Ask Your Mortgage Broker�.brokerchecklistarrowIf you plan to sell your home it�s now just a case of waiting for the right offer. Or if you are going to keep it, you are ready to make an offer on the next one.Any questions, just let me know, that's what I'm here for. www.mortgageaustralia.com.au/freeresources.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

19 hours ago

If you really want to save money - it might be time to refinance.Should you refinance?"My lender is charging me a higher home loan rate than I see advertised elsewhere. Can I change lenders?"This is exactly the reason why most people change lenders. There may be a penalty clause in your current home loan, meaning you may need to pay a discharge fee, but it could still be in your financial interests to change. When shopping around it is always important to look for the comparison rate of a product. A comparison rate is essentially the true rate, taking into account the fees and charges you will pay on the loan. So even though you see a lower rate it doesn't mean the repayments are less."I have just come off a 'honeymoon' interest rate to a much higher rate. Can I move lenders or am I locked into my mortgage?"You can walk away from most mortgages, although penalty fees sometimes apply to fixed rate loans."If I move my mortgage to a new lender, is there anything stopping that lender from increasing their rates in a few months time?"It depends what kind of product you have. If you're concerned about rising rates, perhaps you should consider a fixed rate home loan, where repayments are fixed for a period from 1 to 5 years."Why do some lenders charge more than others for lending the same amount of money?"Banks and other lenders pay different amounts for the money they on-lend to you, they have different overhead structures and different profit expectations. All these factors affect how much they charge to lend people money."What documentation do I need to refinance?"The last 3 - 6 months of mortgage statements is sufficient to begin this process. I can advise on other documentation. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

20 hours ago

Do you feel a bit ill when you open the letterbox and see your credit card statement? It's happened to most of us at some point - a few untimely expenses pop up, and suddenly that credit card has a life of its own.The good news? There is hope. You can get control of your credit card debt today with a few simple steps. Stop the bleedingIt might sound obvious, but the first step to cutting down your credit card debt is to stop growing it. If you have any direct debits connected to the card, make other arrangements for these to come out of a bank account. Then, use whatever means necessary to destroy the card so that you can stop accruing debt. Pay more than the bare minimumIf you only pay the minimum amount each month, you'll see many birthdays waiting for your credit card debt to decrease. In most cases, you will only be paying the interest on the debt without reducing what you owe. It's time to sit down and make a budget, and look for ways to pay as much as possible off your credit card each month. Work out your prioritiesIf you have debts on more than one credit card, your instinct might be to pay the largest amount off as a priority. Alternatively, try focussing on the card with the highest interest rate. It's also worth knocking over your smaller cards first (and then cancelling them) so that you can concentrate on one monthly repayment. Try a balance transferMany lenders offer great introductory rates on new credit cards. Some even offer rates of 0% for the first 6 or 12 months. This presents a great opportunity to work on getting your balance down, without being charged interest. Beware though - it's important to investigate what your interest rate will be after the introductory period. It's also vital that you do pay as much as possible off the balance. If you don't reduce your debt, and if the standard interest rate is higher than what you had before - you will only do further damage. Save for a rainy dayMany of us get into trouble with credit cards because we don't have adequate savings when something unexpected comes up. While you work hard at reducing that credit card debt, try to put a little bit in savings each month and build up a buffer. That way if you suddenly need a new set of tyres or a hot water service, you won't undo all of your good work by whacking it on the credit card. Put your hand upIf you can't seem to get control of your finances and you feel like the situation is getting worse every day, it might be time to ask for some help. There are experienced financial counsellors and legal representatives who can help you to make a plan and get back on top of things again. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

3 days ago

How to avoid getting stuck in the borrower's 'land of confusion':Comparing the true cost of a loan can be a lot more complicated than it seems.Comparison Rates are one way of comparing loans, but it doesn't always provide a complete picture of the total cost of the loan.Make a mistake and you could pay thousands more in interest than you should.To avoid this, have a look at this short guide - "Land of Confusion". www.mortgageaustralia.com.au/email/files/landofconfusion.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

4 days ago

How to avoid getting stuck in the borrower's 'land of confusion':Comparing the true cost of a loan can be a lot more complicated than it seems.Comparison Rates are one way of comparing loans, but it doesn't always provide a complete picture of the total cost of the loan.Make a mistake and you could pay thousands more in interest than you should.To avoid this, have a look at this short guide - "Land of Confusion". www.mortgageaustralia.com.au/email/files/landofconfusion.pdf ...

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06

Contact

If you would like further information please use the form below

Disclosure

Credit services provided by Credit Representatives of: Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294

Find Us

We are located in Sydney, servicing any clients around Australia

Connect

Sandra: 0417 425 233

Peter: 0419 297 034

LIFT LENDING – MORTGAGE BROKERS

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Sandra & Peter Erdel - Lift Lending Peakhurst

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