Homepage - LIFT LENDING

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About us

Lift Lending provides access to the latest and most comprehensive list of products and services to best meet your financial needs. We specialise and are passionate about helping clients achieve their financial goals whether it be for first home buyers, financing or investment. This means taking the time to understand your short and long term goals with your life aspirations to negotiate the right finance options for your needs from the hundreds that are available. We will support you throughout the process and will work with you long after your loan has settled to make sure you are still getting the best value and most suitable loan for your ever changing lifestyle and goals. We have access to platforms and expertise from various groups including Mortgage Australia Group, AFG and our extensive list of industry specialists. If you want to become mortgage free faster and easier and to discuss or review your loan requirements call on the details below. Start saving today!

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How we can help you?

Via our access to a diverse and comprehensive list of products and services

Working out your needs and requirements should not be rocket science How many times has the thought of trying to get a better structure to your financial requirements seem too overburdening? People often tend to leave this or put it in the ‘too hard basket’. Whether you are new to the market, trying to simplify or find a better product or rate, we can provide the assistance that better meets the needs of your portfolio. We can provide access to assistance in determining your serviceability and portfolio needs through our extensive brokerage platform we use. By entering in your specific needs into the tools, we can help narrow down the products and rates that best suit your needs. The platforms we use help minimise the amount of rework when applying for different products through different institutions, saving you time.

Do you have a low deposit?

Have you got only a low deposit or are new to the market? – We can help.

Need to work out your overall loan size and see what is available?

How much can you borrow against your assets and find the best product for your needs. – We can help.

Not sure if you can service a new loan?

Not sure if your income can allow you to service the loan for your needs, whether it is a new house or your portfolio of loans? – We can help.

Meet your needs

We strive to find the products and services that best meet your needs – always.

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Our Team

Sandra

Specialist Mortgage Broker / Partner

Peter

Partner

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Testimonials

      EXCELLENT  
   Based on 6 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Nathan King 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sandra from Lift Lending was amazing and a joy to work with. As a first home buyer, I initially felt completely lost, but Sandra made everything simple, explained all my options, and helped me get a great rate and secure my ideal property. She has a broad range of lenders to choose from and went above and beyond to get professional exemptions that made a real difference. Super friendly and supportive — highly recommend!
  
 
      Posted on Google  
   
   F C 
 
 
 
 Trustindex verifies that the original source of the review is Google. As an inexperienced home buyer in today's world, Sandra Oeding-Erdel from Lift Lending was the perfect choice for me. Sandra's extensive knowledge and advice in available products quickly provided me relevant options to perfectly suit my needs. Sandra simplified the process by guiding me through each step with clear, consistent, and concise communication. Sandra went above and beyond as my mortgage broker, her accessibility and efficiency second to none regarding the progression of my loan application approval. I highly recommend Sandra Oeding-Erdel from Lift Lending!
  
 
      Posted on Google  
   
   Kyah Murphy 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t recommend Sandra Oeding-Erdel from Lift Lending highly enough! As a first home buyer, I had so many questions and didn’t know where to start. Sandra made the whole process simple and stress-free — she explained all my options clearly, gave me a great range of lenders to choose from, and helped me secure a low interest rate with a product perfectly suited to my needs. Her extensive lender panel meant she was also able to access professional exemptions that really made a difference. I’m so grateful for her guidance and support — I wouldn’t hesitate to recommend Sandra at Lift Lending to anyone looking for a knowledgeable and genuinely caring mortgage broker!
  
 
      Posted on Google  
   
   Daniel Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. **Highly Recommend** Sandra and Peter were absolutely instrumental in helping me land a first home! I strongly recommend their service as a one stop shop for your lending and mortgage needs. I found Sandra and Peter to be informative, personable, and supportive through the application and approval process. If you value clear and consistent communication while traversing through the mortgage application process, I strong recommend Sandra and Peter!
  
 
      Posted on Google  
   
   Nancy Ghobrial 
 
 
 
 Trustindex verifies that the original source of the review is Google. Even though I was outside of "standard" bank criteria, Sandra had this amazing tenacity and will, going above and beyond to find a great lending package at very competitive rates. She was incredibly thorough in preempting what information the banks would need which resulted in a relatively quick conditional approval and approval process. Sandra was always very responsive and took the time to answer all my many questions both over the phone and via email. I would have no hesitation in recommending Sandra.
  
 
      Posted on Google  
   
   Brent Oeding-Erdel 
 
 
 
 Trustindex verifies that the original source of the review is Google. These guys were amazing in the help. Didn’t know where to start or how to get into the mortgage process, and they helped us beyond belief ! Before we knew it we were able to be buying a house! Really professional, easy to talk to and super helpful! Stoked !

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Latest News

News from our social media feed

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www.liftlending.com.au Provides mortgage and lending product support to meet personal and investme

Sandra & Peter Erdel - Lift Lending Peakhurst

14 hours ago

6 Tips to Avoid a Bad Purchase:You searched the web for properties that fit your criteria, and one in particular caught your attention. The photographs paint a lovely picture, and the agent swears that this one is something special. But before you get to the open house, be sure to take a moment and remember that you have a job to do... 1. Ignore the trimmingsIt's easy to be romanced by the lovely scented candles, flat screen television or pricey bedspread, but the reality is - you're not shopping at a department store. This is an important purchase, and when the designer furniture is removed from the house you don't want any surprises. Make an effort to look past the decorations and really notice the layout, condition, features and drawbacks. 2. Look up, and all aroundTake a good look at the ceilings and walls - water damage and leaks can be costly to fix, but the good news is that usually they are difficult to hide as well. Try to use all of your senses and be on the lookout for smells and sounds that might indicate a problem with the property. 3. Check out the neighboursYour grandparents would probably tell you to buy the 'worst house on the best street'. There's a lot to be said for location, and part of the formula is to be surrounded by neighbours who maintain or improve their properties.Try introducing yourself to the neighbours and see what you find. If the elderly lady next door says "I'm glad they decided to sell that house - we need new fences and they won't pay up" you might like to leave some room in your budget! 4. What's most expensive to fixIf the kitchen and the bathroom are a lovely shade of brown and you would like to renovate as soon as possible, make sure you can afford it. These are usually the most expensive rooms to improve, and you need to know what you're in for. If in doubt, ask a tradesman to inspect the property with you before you make an offer. 5. Ask lots of questionsIt pays to ask plenty of questions - a great one is 'why are they selling?' If you have twins on the way, and the agent says 'they want to have another baby', you might like to consider whether the property is big enough for you. It's also a great idea to ask how much the current owners are paying for their utilities. Some houses, by design, tend to generate very large heating and cooling bills, so these are all important considerations. 6. If in doubt - organise a building and pest inspectionUnless you really know what you're looking at, it always pays to arrange a building and pest inspection. This can be added as a condition when you make an offer on the property. If the vendor is not willing to allow an inspection, you might like to run screaming down the street before making a very costly mistake. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

1 day ago

Do you have a big ticket item you would like to purchase but aren't sure the best way to do it?There are many different ways we can buy things - some better than others.There are also some that can end up costing you way more than you might realise.To give you a few new ideas, please have a look at my short "9 Ways to Pay for My Racehorse (or holiday, pool, car ...)" PDF article. www.mortgageaustralia.com.au/email/files/9waystopayformyracehorse.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

2 days ago

Read this before you sign on the dotted line:Have you been asked to act as guarantor for your child or another family member? Before you whip out a pen and sign the contracts, you need to hear Wendy's story.Wendy is in her mid- sixties, and lives in Perth with her son. She has a granny flat at the rear of her son's property where she stays with her two dogs, Millie and Ellie.A few years ago, Wendy was living in a three bedroom house that she originally purchased with her late husband Jo, who passed away a long time ago. She didn't have a mortgage anymore, and she was looking forward to taking it easy in her retirement.When Wendy's daughter came to visit one day, she had an important question to ask. She was looking to purchase her first home, but the bank wouldn't grant approval because she had only been in her job for a few months. Liz wanted her mum to act as guarantor on the loan to help her get across the line.Of course, Wendy wanted to help her daughter, and after she spoke to a few friends she found that it was a fairly common practice to do this favour for one's child. Without giving it too much thought, Wendy decided to sign the contracts that the mortgage broker had drawn up.On the day that Liz settled on her home, Wendy dropped around with a bottle of champagne to help her celebrate this exciting new step. There was a lot of unpacking to be done, but her daughter had never looked happier.Six months later, everything had changed. Liz was suddenly made redundant and lost her job. Her boyfriend had also ended their relationship a couple of weeks earlier, and she began to suffer from severe depression. The mortgage went unpaid for several months, and when Liz avoided contact with her lender, the house was taken by the bank and sold.In the time that all of this was happening, property values had decreased slightly in the area, and due to the need for a quick sale, the property was sold for $80k less than what Liz originally paid. After the sale was finalised, the bank was not able to recoup all of their funds, so they focussed their attention on Liz's guarantor.Wendy had been under the impression that she might have to pay some of the missed instalments on her daughter's behalf. She didn't realise that the bank could demand that she pay the difference between the sale price and the loan amount. When Wendy didn't have the $70k that the bank were asking for, they sold her house from under her.This sort of scenario is more common than you might think. Parents naturally want to help their children succeed in the world, but it's very important to understand what you're agreeing to if your child asks you to act as guarantor. If you don't understand the contracts, make sure you get a solicitor to investigate for you.Remember too - there's always another way of doing things, and sometimes a cash gift can be a better option. Or better yet, your child might need to wait until they are financially able to make the leap into home ownership. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

2 days ago

Do you know what your credit record says about you? Have you ever actually seen it? For many borrowers, it can be quite a surprise to learn that a few blotches have appeared over the years on their credit history report. Unfortunately, many are blissfully unaware until they apply for a home loan. Once your application has been lodged, it can be tricky to challenge your credit report and prove your worth to the lenders.Don't let this happen to you. Enrol in boot-camp today and get your credit record in shape - and the good news? You won't need to squeeze into the Lycra and start counting calories.1) Review your credit recordThe first step is to get your hands on a copy of your credit history report. This can usually be done through your mortgage broker, or by directly contacting a Credit Reporting Body. There are quite a few companies who can provide your credit report to you, but the national bodies are: Veda, D&B, and Experian.2) Challenge any discrepancies or misunderstandingsIf you think that there's a discrepancy on your credit history report, you can challenge these. The first step is usually to contact the company who added the incorrect information to your report, and see if they can amend it. Failing this, you can dispute the discrepancy through a Credit Reporting Body.3) Be honestIt pays to be upfront with your lender about anything on your credit report that could impact your ability to borrow. Most lenders are fairly strict, but some will take into account your explanation credit issues, and the steps you took to resolve them.4) Cut down debt and creditBefore you apply for a loan, try to reduce the amount of credit card debt - and also available credit that you have. Some borrowers are surprised to learn that a credit card with no debt owing at all - but with a high limit, can have an impact when being assessed for a loan. Try to reduce your limits wherever possible, or if you don't really use the card then consider cancelling it.5) Know your financesCome to the first meeting with your lender or broker, prepared to explain your budget, expenses, income and your capacity to repay the loan. It's also important that you can demonstrate savings, as most lenders will require at least 5% of the purchase price in order to approve a loan. When it comes to the deposit, the more you can pay upfront, the greater your chances of being approved for a loan. If you can put down 20%, you will remove the need for Lenders Mortgage Insurance (LMI) which could represent significant savings for you. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

4 days ago

Federal and State Governments review their incentive schemes for First Home Buyers with each annual Budget.To find out the latest benefits you are eligible for, visit www.firsthome.gov.au/.If you have any questions or would like some help in obtaining all the benefits you can, I'm here to help. www.firsthome.gov.au/ ...

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Contact

If you would like further information please use the form below

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Credit services provided by Credit Representatives of: Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294

Find Us

We are located in Sydney, servicing any clients around Australia

Connect

Sandra: 0417 425 233

Peter: 0419 297 034

LIFT LENDING – MORTGAGE BROKERS

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Sandra & Peter Erdel - Lift Lending Peakhurst

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