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LIFT LENDING – MORTGAGE BROKERS

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About us

Lift Lending provides access to the latest and most comprehensive list of products and services to best meet your financial needs. We specialise and are passionate about helping clients achieve their financial goals whether it be for first home buyers, financing or investment. This means taking the time to understand your short and long term goals with your life aspirations to negotiate the right finance options for your needs from the hundreds that are available. We will support you throughout the process and will work with you long after your loan has settled to make sure you are still getting the best value and most suitable loan for your ever changing lifestyle and goals. We have access to platforms and expertise from various groups including Mortgage Australia Group, AFG and our extensive list of industry specialists. If you want to become mortgage free faster and easier and to discuss or review your loan requirements call on the details below. Start saving today!

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How we can help you?

Via our access to a diverse and comprehensive list of products and services

Working out your needs and requirements should not be rocket science How many times has the thought of trying to get a better structure to your financial requirements seem too overburdening? People often tend to leave this or put it in the ‘too hard basket’.  Whether you are new to the market, trying to simplify or find a better product or rate, we can provide the assistance that better meets the needs of your portfolio. We can provide access to assistance in determining your serviceability and portfolio needs through our extensive brokerage platform we use. By entering in your specific needs into the tools, we can help narrow down the products and rates that best suit your needs. The platforms we use help minimise the amount of rework when applying for different products through different institutions, saving you time.

Do you have a low deposit?

Have you got only a low deposit or are new to the market? – We can help.

Need to work out your overall loan size and see what is available?

How much can you borrow against your assets and find the best product for your needs. – We can help.

Not sure if you can service a new loan?

Not sure if your income can allow you to service the loan for your needs, whether it is a new house or your portfolio of loans? – We can help.

Meet your needs

We strive to find the products and services that best meet your needs – always.

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Our Team

Sandra

Specialist Mortgage Broker / Partner

Peter

Partner

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Testimonials

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Nathan King profile picture
Nathan King
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Sandra from Lift Lending was amazing and a joy to work with. As a first home buyer, I initially felt completely lost, but Sandra made everything simple, explained all my options, and helped me get a great rate and secure my ideal property. She has a broad range of lenders to choose from and went above and beyond to get professional exemptions that made a real difference. Super friendly and supportive — highly recommend!
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F C profile picture
F C
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As an inexperienced home buyer in today's world, Sandra Oeding-Erdel from Lift Lending was the perfect choice for me. Sandra's extensive knowledge and advice in available products quickly provided me relevant options to perfectly suit my needs. Sandra simplified the process by guiding me through each step with clear, consistent, and concise communication. Sandra went above and beyond as my mortgage broker, her accessibility and efficiency second to none regarding the progression of my loan application approval. I highly recommend Sandra Oeding-Erdel from Lift Lending!
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Kyah Murphy profile picture
Kyah Murphy
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I can’t recommend Sandra Oeding-Erdel from Lift Lending highly enough! As a first home buyer, I had so many questions and didn’t know where to start. Sandra made the whole process simple and stress-free — she explained all my options clearly, gave me a great range of lenders to choose from, and helped me secure a low interest rate with a product perfectly suited to my needs. Her extensive lender panel meant she was also able to access professional exemptions that really made a difference. I’m so grateful for her guidance and support — I wouldn’t hesitate to recommend Sandra at Lift Lending to anyone looking for a knowledgeable and genuinely caring mortgage broker!
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Daniel Jones profile picture
Daniel Jones
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**Highly Recommend** Sandra and Peter were absolutely instrumental in helping me land a first home! I strongly recommend their service as a one stop shop for your lending and mortgage needs. I found Sandra and Peter to be informative, personable, and supportive through the application and approval process. If you value clear and consistent communication while traversing through the mortgage application process, I strong recommend Sandra and Peter!
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Nancy Ghobrial profile picture
Nancy Ghobrial
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Even though I was outside of "standard" bank criteria, Sandra had this amazing tenacity and will, going above and beyond to find a great lending package at very competitive rates. She was incredibly thorough in preempting what information the banks would need which resulted in a relatively quick conditional approval and approval process. Sandra was always very responsive and took the time to answer all my many questions both over the phone and via email. I would have no hesitation in recommending Sandra.
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Brent Oeding-Erdel profile picture
Brent Oeding-Erdel
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These guys were amazing in the help. Didn’t know where to start or how to get into the mortgage process, and they helped us beyond belief ! Before we knew it we were able to be buying a house! Really professional, easy to talk to and super helpful! Stoked !

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Latest News

News from our social media feed

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www.liftlending.com.au Provides mortgage and lending product support to meet personal and investme

In today�s new car market, we are seeing low rate finance deals being offered by an ever increasing number of car dealers. Rates as low as 0% have been available in recent times.Before you rush out and sign on the dotted line, it�s important to understand what is happening behind the scenes.Click here to download my inside scoop on "Low interest car finance - is it really what it seems?" www.mortgageaustralia.com.au/email/files/lowinterestcarfinance.pdf ...
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This is probably the easiest way to increase cash flow for Property Investors:As a property ages, items within it wear and they depreciate in value.The Australian Taxation Office (ATO) allows property investors to claim a deduction relating to the expenses associated with this wear and tear on the building and its fixtures - known as "depreciation".Depreciation can be claimed by any owner of an income producing property.This deduction essentially reduces the investment property owner's taxable income, thus increasing the cash flow of the property.The property doesn't need to be new, in fact it can be quite old and still may have a lot untapped "cash flow" value, when assessed by a good quantity surveyor.To learn more about reducing the cost of owning an investment property and turning it into a positive cash flow property faster, please read "Increasing Cash Flow for Investors.pdf". www.mortgageaustralia.com.au/email/files/increasingcashflowforinvestors.pdf ...
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Is changing your job going to affect your ability to buy a new home?Approximately half the Australian workforce is considering a job change at any one time.Younger people are the most active in the job market with those under 30 almost twice as likely to change jobs as those aged over 40.But did you know that lenders may not view a new job as positively as you do?If you are thinking of buying a home or investment property, its important to get your timing right when it comes to changing your employment so it doesn't upset your plans.But if you are considering a career change, or have recently changed jobs, by managing things properly you may not need to put your borrowing plans on hold.To avoid problems, please check out this article - "Will the Bank be Impressed with my New Job". www.mortgageaustralia.com.au/email/files/willthebankbeimpressedwithmynewjob.pdf ...
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The Australian finance market is complex and constantly changing. The clear dominance of the 'Big 4' banks has contributed to a perception that all lenders are the same, but in fact consumers are spoilt for choice.There are around 55 banks in Australia, over 100 building societies, mortgage managers and credit unions, plus numerous other non bank lenders.When looking for your next home, widen your search and you might find some great lenders out there.For more details, check out my "Beyond the Big 4" fact sheet. www.mortgageaustralia.com.au/email/files/beyondthebig4.pdf ...
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How to buy a property with a friend (and remain friends)!How would you like to double your deposit and double your income to buy your first property? Sounds pretty good doesn't it? That's the reason why many young homebuyers are now working together with a partner, friend or relative to break into the property market.Although there are some excellent benefits to entering a property partnership, there are some pretty nasty horror stories out there too - so you need to make sure you protect yourself against the worst. Make sure you have similar goals for you property purchase.Do you both agree on how long you would like to keep the property for? Do you want to rent it out, or will you be living there together? Make sure everyone is on the same page before you enter into any contracts. Buy with someone who is at a similar stage in life.If you buy with a family member who has a baby on the way, you might be asking for trouble. Likewise, buying with a sibling who is too young to appreciate the importance of keeping up financial commitments could be just as much of a recipe for disaster. Take a moment to check your financial compatibility.You will be responsible for the loan if the other party becomes unable to pay, so take the time to have some open discussions about money, and make sure you are both equally committed to paying things on time and keeping track of the bills. Decide if you want to be housemates.If you plan to live together in the home, make sure you both agree about things that could cause arguments such as having pets in the house, allowing partners to sleep over, housework and other potentially touchy subjects. Get Legal Advice.Find out about your options legally if something was to go wrong, and decide whether you want to be Joint Tenants, or Tenants in Common. This might depend on whether you will pay an equal share of the deposit and loan repayments. Create a formal agreement.Get a formal agreement drawn up that covers as many issues as you can think of. Hopefully you won't have any problems, but it might be helpful if you already agree on the solution ahead of time. Property partnerships can turn into nasty legal battles when parties don't agree on important issues, such as whether or not to sell the property. If you can thrash out some of these issues now you will save yourself a lot of worry in the future. Keep records of spending.Make sure you keep it even, and try to keep records of who paid for what, just in case you have problems down the track.Hopefully your property partnership will be a very positive experience, and if you follow these steps you should be well on your way to being a great team. ...
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Contact

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Credit services provided by Credit Representatives of: Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294

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