Homepage - LIFT LENDING

01

About us

Lift Lending provides access to the latest and most comprehensive list of products and services to best meet your financial needs. We specialise and are passionate about helping clients achieve their financial goals whether it be for first home buyers, financing or investment. This means taking the time to understand your short and long term goals with your life aspirations to negotiate the right finance options for your needs from the hundreds that are available. We will support you throughout the process and will work with you long after your loan has settled to make sure you are still getting the best value and most suitable loan for your ever changing lifestyle and goals. We have access to platforms and expertise from various groups including Mortgage Australia Group, AFG and our extensive list of industry specialists. If you want to become mortgage free faster and easier and to discuss or review your loan requirements call on the details below. Start saving today!

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How we can help you?

Via our access to a diverse and comprehensive list of products and services

Working out your needs and requirements should not be rocket science How many times has the thought of trying to get a better structure to your financial requirements seem too overburdening? People often tend to leave this or put it in the ‘too hard basket’. Whether you are new to the market, trying to simplify or find a better product or rate, we can provide the assistance that better meets the needs of your portfolio. We can provide access to assistance in determining your serviceability and portfolio needs through our extensive brokerage platform we use. By entering in your specific needs into the tools, we can help narrow down the products and rates that best suit your needs. The platforms we use help minimise the amount of rework when applying for different products through different institutions, saving you time.

Do you have a low deposit?

Have you got only a low deposit or are new to the market? – We can help.

Need to work out your overall loan size and see what is available?

How much can you borrow against your assets and find the best product for your needs. – We can help.

Not sure if you can service a new loan?

Not sure if your income can allow you to service the loan for your needs, whether it is a new house or your portfolio of loans? – We can help.

Meet your needs

We strive to find the products and services that best meet your needs – always.

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Our Team

Sandra

Specialist Mortgage Broker / Partner

Peter

Partner

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Testimonials

      EXCELLENT  
   Based on 6 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Nathan King 
 
 
 
 Trustindex verifies that the original source of the review is Google. Sandra from Lift Lending was amazing and a joy to work with. As a first home buyer, I initially felt completely lost, but Sandra made everything simple, explained all my options, and helped me get a great rate and secure my ideal property. She has a broad range of lenders to choose from and went above and beyond to get professional exemptions that made a real difference. Super friendly and supportive — highly recommend!
  
 
      Posted on Google  
   
   F C 
 
 
 
 Trustindex verifies that the original source of the review is Google. As an inexperienced home buyer in today's world, Sandra Oeding-Erdel from Lift Lending was the perfect choice for me. Sandra's extensive knowledge and advice in available products quickly provided me relevant options to perfectly suit my needs. Sandra simplified the process by guiding me through each step with clear, consistent, and concise communication. Sandra went above and beyond as my mortgage broker, her accessibility and efficiency second to none regarding the progression of my loan application approval. I highly recommend Sandra Oeding-Erdel from Lift Lending!
  
 
      Posted on Google  
   
   Kyah Murphy 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t recommend Sandra Oeding-Erdel from Lift Lending highly enough! As a first home buyer, I had so many questions and didn’t know where to start. Sandra made the whole process simple and stress-free — she explained all my options clearly, gave me a great range of lenders to choose from, and helped me secure a low interest rate with a product perfectly suited to my needs.

Her extensive lender panel meant she was also able to access professional exemptions that really made a difference. I’m so grateful for her guidance and support — I wouldn’t hesitate to recommend Sandra at Lift Lending to anyone looking for a knowledgeable and genuinely caring mortgage broker!
  
 
      Posted on Google  
   
   Daniel Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. **Highly Recommend**

Sandra and Peter were absolutely instrumental in helping me land a first home! I strongly recommend their service as a one stop shop for your lending and mortgage needs.

I found Sandra and Peter to be informative, personable, and supportive through the application and approval process. If you value clear and consistent communication while traversing through the mortgage application process, I strong recommend Sandra and Peter!
  
 
      Posted on Google  
   
   Nancy Ghobrial 
 
 
 
 Trustindex verifies that the original source of the review is Google. Even though I was outside of "standard" bank criteria, Sandra had this amazing tenacity and will, going above and beyond to find a great lending package at very competitive rates. She was incredibly thorough in preempting what information the banks would need which resulted in a relatively quick conditional approval and approval process. Sandra was always very responsive and took the time to answer all my many questions both over the phone and via email. I would have no hesitation in recommending Sandra.
  
 
      Posted on Google  
   
   Brent Oeding-Erdel 
 
 
 
 Trustindex verifies that the original source of the review is Google. These guys were amazing in the help. Didn’t know where to start or how to get into the mortgage process, and they helped us beyond belief ! Before we knew it we were able to be buying a house! Really professional, easy to talk to and super helpful! Stoked !

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Latest News

News from our social media feed

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www.liftlending.com.au Provides mortgage and lending product support to meet personal and investme

Sandra & Peter Erdel - Lift Lending Peakhurst

21 hours ago

Face the future with greater certainty with a fixed rate home loan.One in five Australians taking out a home loan is now opting to fix their interest rate, according to a recent AFG Mortgage Index.Not only are fixed rates proving popular in the midst of global economic uncertainty, many borrowers are cashing in on unprecedented, increased competition around fixed rate loans. Traditionally, lenders have set fixed rates a smidge above the average variable rate. At the moment, however, many institutions are offering fixed rates below others' variable rates, prompting savvy borrowers to shop around.The main benefit of a fixed rate is certainty. Regardless of shifts in the economic sands, your mortgage repayments stay the same, allowing you to budget with more confidence. If official interest rates rise, your mortgage repayments are unaffected. On the flip side, of course, if interest rates drop, you won't benefit.With experts wavering on whether local interest rates will go up, down or nowhere over the next 12 months, now could be an opportune time to take advantage of special offers around fixed rates.Some lenders, for example, are offering fixed rates at 0.8 per cent lower than the standard variable rate of other institutions. On a $300,000 loan, that equates to a $200 saving in interest each month.Fixed rates are generally based on what the economy may do over the next three to four years, while variable rates are more aligned to the current cash rate, set by the Reserve Bank of Australia. At the moment, this is overlaid with the fact lenders are looking to drive movement in the market through competition. Although Australia's economy is deemed very stable against the backdrop of the European debt crises and slow economic recovery in the United States, home owners have been happy to sit on the sidelines to see how it all plays out before making any decisions about buying and selling. As a result, many financial institutions have been trying to entice us back in the game with competitive fixed rates.As with all borrowing situations, your decisions should be based on your circumstances and financial goals. However, there are some basic pros and cons that apply to fixed rates that you should consider.The biggest benefit of a fixed rate, is knowing exactly what your repayments will be for a set period - usually one to five years. This can be a real advantage if you are considering a career change, starting or expanding a family or have kids moving into private education, because it can ease the stress of budgeting.On the downside, fixed rate loans tend to be more restrictive than variable ones. You usually can't make additional payments, plus lenders generally charge high break fees if you want to exit the loan during the fixed period.If you want to tap into the benefits of both a fixed and a variable rate, consider splitting your loan so a portion of your debt is exposed to shifts in official rates - up or down - and the rest is locked into a set rate.With official interest rates sitting at affordable levels and question marks hanging over which way they will head over the next 12 months, it's worth chatting with your local Mortgage Broker about fixed rates and what the market has to offer. It may be just the move to help you face the future with some certainty. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

1 day ago

Did you know that approximately 80% of Australians end up on some form of government assistance in retirement?Did you also know that ONLY 20% of Australians invest in property?Coincidence you think? I'd say not.You could probably afford an investment property for less than the repayments on a small car. So rather than upgrading your car as soon as it is paid off, consider building wealth for your future.Have a look at this short article for more details - Are You Driving Your Investment Property.pdf www.mortgageaustralia.com.au/email/files/areyoudrivingyourinvestmentproperty.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

2 days ago

How to buy with a friend - without killing the friendship or your credit rating Have you ever heard the expression, 'no friends in business'? It's an oldie but a goodie. This is the attitude you should bring when considering buying property with a friend. Many good friendships have gone under the bus, and lots of people have taken a bullet to their credit rating by not giving this decision adequate thought.So what are the risks involved with co-ownership, especially when you purchase with a friend?What if one owner wants to sell?One of the biggest problems with co-ownership is when one owner decides they want to sell the property, but the other owners don't agree. This often ends up in court, and the process can be costly and upsetting for everyone. And needless to say - the friendship probably won't survive.Buying could be harder in the future.It might seem like the dream scenario to invest now with your best friend. But if you decide in a few years to purchase a home to live in, the lender will assess your financial commitments based on the whole loan for the first property, not just the portion that you agreed to cover. This could make it very difficult for you to get another loan.You could be left holding the baby.If something happens and your friend is unable to make their repayments, you could be left in the difficult situation of repaying the entire loan by yourself. Coupled with your other living expenses, you might not be in a position to cover the whole amount yourself.But there are some ways that you can reduce the risk, if you are keen to purchase property with a friend:1) Put a legal will in place. It's important to make arrangements for what will happen to your assets if you pass away or become incapacitated.2) Draw up a co-ownership agreement. If you can think about any issues that might possibly come up in the future, and have an agreement in place to solve them, you're less likely to wind up in court trying to work things out.3) Choose the right structure - tenants in common, or joint tenants. Tenants in common can own a different portion of the property, and they need to specify in their will who will inherit their portion if they die. Joint tenants jointly and equally own the property, and if one person dies, their share automatically goes to the other(s) regardless of the instructions in their will.4) Choose the right person. It's important to discuss your financial goals and values before you enter into this sort of arrangement. You need to feel comfortable knowing that your friend will be financially secure enough to keep up their end of the bargain - otherwise you might be left trying to cover the repayments alone.It's important to think about your own relationships as well, if your partner is keen for you to buy a house together next year, you might want to think about how this first investment might impact your borrowing power. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

2 days ago

How many ways can you buy a swimming pool?Question: How many ways can you buy a swimming pool?Answer: At least 8 different ways that I can think of.And not all of those ways may be suitable for everyone - here is my list.Not everyone wants a swimming pool either. But perhaps a new car, maybe a boat, a motorbike or a decent holiday? A caravan or a new garage? An aeroplane even?Doesn't really matter what it is, but if you need to spend a serious amount of money, it may be worth looking at some of the things you can do with your home loan to facilitate your new purchase. You see, 6 of those 8 different ways I mentioned actually involve your home loan, so it's probably worth a look first, just to make sure.That's where I can help. It doesn't cost anything to check out what would work for you, and then you can actually make an informed choice.The least I can do is point you in the right direction and the privacy act ensures our conversation is entirely confidential.What do you think?Contact me and we'll see where you stand. www.mortgageaustralia.com.au/email/files/8waystobuythatpool.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

4 days ago

Renovate or Evacuate? The pros and cons of renovating your home to sell.So, you've decided it's time to sell your property. Perhaps your family has grown and everyone needs some space. Or maybe the kids have left the nest and you're ready for less maintenance and more travel.You want to get the maximum price for your property with minimum fuss. But how much work should you do to prepare your home for sale?If you like to watch a lot of DIY shows, you might have always dreamed of doing your own renovation rescue, and raking in the profits. But how much is too much to spend? Does it really mean a better selling price if you invest your life savings in a new kitchen?Before you run down to the hardware store, let's look at the pros and cons... Pro - Your property will appeal to people who don't want to renovate - such as families and professional couples.Con - Your property will not appeal to buyers looking for a project of their own, and you could alienate these potential buyers. Pro - You will add value to the property and take advantage of the profits, rather than leaving someone else to reap the rewards.Con - The whole thing could backfire and you could spend loads on renovating without making much on the sale of the property. Pro - Renovating could give you a competitive edge when there are similar properties for sale in the area.Con - Buyers might not love your purple feature walls as much as you thought they would, and your taste could drive them away. Pro - It might be just plain necessary to do some work before you can sell your property, depending on the condition.Con - Renovating can be a real pain in the proverbial - are you ready for mess, stress and lots of aching muscles? So how do you decide? There's no simple answer here, I'm sorry to disappoint you! If the pros and cons have your head spinning, try speaking with a few real estate agents. They should be able to give you an idea of what work should be done to achieve the price you want. ...

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06

Contact

If you would like further information please use the form below

Disclosure

Credit services provided by Credit Representatives of: Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294

Find Us

We are located in Sydney, servicing any clients around Australia

Connect

Sandra: 0417 425 233

Peter: 0419 297 034

LIFT LENDING – MORTGAGE BROKERS

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Sandra & Peter Erdel - Lift Lending Peakhurst

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