Homepage - LIFT LENDING

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About us

Lift Lending provides access to the latest and most comprehensive list of products and services to best meet your financial needs. We specialise and are passionate about helping clients achieve their financial goals whether it be for first home buyers, financing or investment. This means taking the time to understand your short and long term goals with your life aspirations to negotiate the right finance options for your needs from the hundreds that are available. We will support you throughout the process and will work with you long after your loan has settled to make sure you are still getting the best value and most suitable loan for your ever changing lifestyle and goals. We have access to platforms and expertise from various groups including Mortgage Australia Group, AFG and our extensive list of industry specialists. If you want to become mortgage free faster and easier and to discuss or review your loan requirements call on the details below. Start saving today!

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How we can help you?

Via our access to a diverse and comprehensive list of products and services

Working out your needs and requirements should not be rocket science How many times has the thought of trying to get a better structure to your financial requirements seem too overburdening? People often tend to leave this or put it in the ‘too hard basket’. Whether you are new to the market, trying to simplify or find a better product or rate, we can provide the assistance that better meets the needs of your portfolio. We can provide access to assistance in determining your serviceability and portfolio needs through our extensive brokerage platform we use. By entering in your specific needs into the tools, we can help narrow down the products and rates that best suit your needs. The platforms we use help minimise the amount of rework when applying for different products through different institutions, saving you time.

Do you have a low deposit?

Have you got only a low deposit or are new to the market? – We can help.

Need to work out your overall loan size and see what is available?

How much can you borrow against your assets and find the best product for your needs. – We can help.

Not sure if you can service a new loan?

Not sure if your income can allow you to service the loan for your needs, whether it is a new house or your portfolio of loans? – We can help.

Meet your needs

We strive to find the products and services that best meet your needs – always.

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Our Team

Sandra

Specialist Mortgage Broker / Partner

Peter

Partner

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Testimonials

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Latest News

News from our social media feed

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Sandra & Peter Erdel - Lift Lending Peakhurst

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www.liftlending.com.au Provides mortgage and lending product support to meet personal and investme

Sandra & Peter Erdel - Lift Lending Peakhurst

1 day ago

How to retire before you turn 40...Have you ever wondered how some people manage to retire at such a young age? Have you heard stories about people creating wealth through property investment but you don't really know how they manage to do it?Well, meet Lisa. Lisa is 32 years old, and she has a property portfolio that's already worth about $2.1million. She has a pretty good job - as a photographer for a bridal magazine, but she certainly doesn't earn a six-figure salary.So how did she manage to achieve so much at such a young age? It all started when Lisa was 25 years old and she bought her first property. Lisa applied for a loan to purchase a modest 2 bedroom unit in a block of four. She paid $230k back in 2007, and within a few short years she was on her way to an excellent collection of investment properties, all achieving strong growth and producing a good rental return.Here is the timeline:2007- Purchased Property A - 2 bedroom unit. Purchase price - $230k2009 - Property A valued at $320k. Used the equity to purchase another unit2009 - Purchased Property B - 3 bedroom unit. Purchase price - $310k2011 - Property A valued at $350k, Property B valued at $420k. Used equity to purchase a house2011 - Purchased Property C - 3 bedroom house on 800m2. Purchase price - $405k2013 - Property A valued at $390k, Property B valued at $460k, Property C valued at $580k (after $40k renovations) used equity to purchase another house2013 - Purchased Property D - 3 bedroom house on 700m2. Purchase price $450k.Today - Total value of all properties is $2.1million.If you've been thinking about investing in property, there's no time like the present. A reputable Mortgage Broker can help you work out your loan options, and an Accountant or Financial Planner can help you to decide if property investment is the right decision based on your personal situation. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

1 day ago

Discover 5 ways to attract your ideal tenant:You've made the decision to purchase an investment property, and you're ready to tackle your new role of 'landlord' with diligence and enthusiasm. So it would make sense to buy the property first, then hire an agent, decide on the rent and interview tenants - right?No, actually. If you want to attract the ideal tenant, it's quite the opposite. 1. Purchase the investment property with your ideal tenant in mindBefore you purchase your investment property, it pays to think about who your ideal tenant is. Are they a professional couple, a family, or someone in their older years? Once you have a firm idea of who you would like to rent to, you can start to put yourself in the tenant's shoes and think about what the property should offer.If your ideal tenant is a professional person, look for properties with good access to transport, an easy commute to the nearest CBD.If you prefer a young family, then schools, kindergartens, shopping centres and sporting facilities will be on the menu. 2. Presentation pays offThe best tenants are not likely to be impressed by a mouldy smell coming from the wardrobe, or a bright yellow toilet seat from 1970. Try to make some inexpensive improvements if you can, and present the property as a clean and comfortable home. Ensure that everything is in good working order, and try to keep colours neutral. 3. Price for the market, don't increase the rent too muchResearch other properties for rent in the area, and price your rent accordingly. Once you do manage to find that dream tenant - don't increase the rent too often, or too much. This will only encourage tenants to look elsewhere. A $10 per week rise might seem like a good idea in the long term, but if your property sits empty for months between tenants that will represent a far greater loss. 4. Screen agents and tenants carefullyBefore you sign up with a real estate agency or property manager, find out about their track record and the way they like to do things. How do they handle complaints about the property, or tenants who default on the rent? How often will they carry out inspections?Make sure they have a rigorous process in place for screening tenants, and make your wishes clear from the beginning. 5. Invest in landlord's insuranceIf all else fails, landlord's insurance can really save the day. Make sure you invest in a good insurance policy that covers you for any damage by tenants, unpaid rent or liability claims. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

3 days ago

Should you buy close to the city or out in the suburbs?Buying near the city vs buying further out is a common dilemma.In fact, difficulty making this decision even prevents some people getting into the property market. Of course there is a lot to think about but it is not something you need to lose sleep over.Perhaps this quick guide can help. www.mortgageaustralia.com.au/email/files/shouldwebuyorinvestincityorsuburbs.pdf ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

4 days ago

Have you spotted a property bargain recently?If you think there may be a few property bargains just waiting for you to check them out, why don't you ask me to confirm your borrowing capacity before you go and have a look around?There have been lots of changes in home loans too, so a bit of homework could be worthwhile.It doesn't cost anything to find out and usually only takes a few minutes. The least I can do is point you in the right direction and the privacy act ensures our conversation is entirely confidential.Some of my more astute investors take the opportunity during these times to purchase more investment properties while the market conditions are good.If you'd like to know more about this, contact me about using your equity to purchase an investment property.An email or a phone call is all it takes. ...

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Sandra & Peter Erdel - Lift Lending Peakhurst

5 days ago

Spring has sprung and home buyers are emerging from hibernation. That�s the theory, but the reality is home buyers are on the hunt all year round for the right property at the right price. The economic cycle and how you present your property will have a far greater impact than the weather on how soon it sells and how much it fetches. While you can�t control the economy (or the weather), there are a number of things you can do to improve your chances of buyers vying for your property over another. Here are Haven�s top tips to help you get top dollar for your home.MAKE SURE THE PRICE IS RIGHTYou can ask whatever price you like, but whether anyone is prepared to pay it is another matter. One of the biggest mistakes vendors make is believing their home is better than anyone else�s. It�s time to put your emotions in check and focus on the facts. Research the sales prices of similar properties in your area and price within that band. If you would like more than the market can offer, you may need to consider selling in a more bullish market.One of the best tests of whether your property is priced right is to see how many inspections and genuine inquiries it attracts in the first 30 days. If interest is scant, then chances are your asking price is too high.As much as vendors and buyers alike believe the selling agent is working against them, the agent is actually the expert who lives and dies by the market. Listen to their feedback and consider lowering your expectations, along with the price, if needed.FIRST IMPRESSIONS COUNTPresentation is everything when it comes to getting the best price for your home. It counts when buyers are scanning the real estate section and online listings, and it counts when interested parties rock up for a walk-through. The aim is to make sure the photos match what they see in person.Some absolute essentials:- Fix anything broken.- Clean all surfaces, including walls, until they gleam.- Clear away clutter.- Remove signs of pets.- Get rid of any odours and stains.- Tidy lawns and gardens and prune or pull out any plants that are over-grown.- If your home has a tired-looking fa�ade, give it a good clean with a water jet and consider if anything needs to be patched, painted or replaced. A few thousand spent on a face-lift will help your house stand out from the pack and could help you pocket an extra $10,000 to $20,000 from the sale.CREATE SPACEBuyers want to envision themselves in your home so clear clutter to make room for their ideas. Minimise furniture to create the illusion of space, remove knick-knacks, appliances and paper from surfaces and clean out cupboards (yes, people look in them) so they are only half full.You may need to put your surplus items in storage but the inconvenience will be worth it.Some sellers are going so far as to shift their existing furniture out and move rented furniture in. Known as staging, this increasingly popular trend aims to transform your home � with the help of a stylist � into something you would see in an interior magazine.Generally sought by vendors at the upper end of the market, staging can cost anywhere from $2,000 to $20,000 or more, depending on the type and quantity of furniture rented and how long it�s required.Those with more modest budgets and abodes might still consider spending a few hundred dollars on a stylist who can recommend how to arrange a room for extra wow.LET THERE BE LIGHTEnhance the feeling of space further with light. Open blinds and curtains to brighten rooms or, if the window coverings are heavy, consider taking them down altogether. Just make sure your windows are sparkling!You should also consider the aspect of your home and time of year when setting inspection times. West-facing homes in summer, for example, should be showcased in the morning or early evening rather than in the afternoon when the hot sun is beating on westerly windows.If having a twilight or evening viewing, use light to create the right ambience. Make sure the front entrance is lit, but not glaring, and consider softening the lighting inside with lower wattage globes or well-placed lamps.HAVE YOUR PAPERWORK IN ORDERShow your readiness to sell by having a survey of your property and a building and pest report on hand for prospective buyers. It not only saves them time and money but shows you have nothing to hide.A building and pest report will also tell you if any repairs are required before you go to market. Most vendors leave it up to the buyers to get the building and pest inspection done. The problem is if the inspection reveals any issues, the buyers then have a bargaining chip to drive down the price.Better for you to manage the cost of repairs beforehand and leave less room for negotiations.SOMETHING FOR SEEMINGLY NOTHINGConsider including something extra in the sale. If your outdoor entertainment area wows visitors, include your barbecue or outdoor furniture in the contract. We�re not suggesting you give them away � rather they are built into the asking price.Other inclusions might be a water or garden feature, furniture that suits the style of house, home theatre equipment or a fridge that fits a certain-sized space. It might be the deal closer and means you have one less item to move. ...

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Contact

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Credit services provided by Credit Representatives of: Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294

Find Us

We are located in Sydney, servicing any clients around Australia

Connect

Sandra: 0417 425 233

Peter: 0419 297 034

LIFT LENDING – MORTGAGE BROKERS

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